KiwiSaver
KiwiSaver Advice: Secure Your Financial Future with Succession First
At Succession First, we are proud to be trusted by many New Zealanders to manage their KiwiSaver savings. By choosing us, you gain access to efficient strategies that help improve your long-term financial security as you prepare for retirement.
As a Financial Advisory firm, we offer free KiwiSaver investment advice to help empower New Zealanders to achieve financial stability and successfully plan for retirement. While we are not a KiwiSaver scheme provider, we specialize in guiding clients to select the right KiwiSaver scheme provider and fund that aligns with their unique financial goals.
As a Financial Advisory firm, we offer free KiwiSaver investment advice to help empower New Zealanders to achieve financial stability and successfully plan for retirement. While we are not a KiwiSaver scheme provider, we specialize in guiding clients to select the right KiwiSaver scheme provider and fund that aligns with their unique financial goals.
Why KiwiSaver is Essential for Your Future?
Employee Contributions to KiwiSaver: As an employee, you can choose to contribute between 3%, 4%, 6%, 8%, or 10% of your salary to your KiwiSaver account. These contributions are automatically deducted by your employer. If you don't specify a contribution rate, a default rate of 3% will apply.Even if you are self-employed, a contractor, or not currently working, you can still contribute to your KiwiSaver.
Employer Contributions to KiwiSaver: If you're employed, your employer is required to contribute at least 3% of your pre-tax income to your KiwiSaver account. This helps ensure that a portion of your earnings is consistently saved for the future.
Government Contributions to KiwiSaver: You could also receive contributions from the New Zealand government. If eligible, the government will contribute 50 cents for every dollar you contribute, up to a maximum of $521.43 per year, between the ages of 18 and 65.
KiwiSaver for Buying Your First Home: KiwiSaver can also be used to help you buy your first home. Depending on your eligibility, you may be able to withdraw funds from your KiwiSaver account to contribute toward your first property purchase.
KiwiSaver for Retirement Income: You can start withdrawing your KiwiSaver savings when you reach age 65. However, it’s important to understand that relying solely on KiwiSaver and NZ Super might not provide enough to live comfortably during retirement. Many New Zealanders require more than just these two sources of income to maintain their desired lifestyle in retirement.
By consulting with a financial adviser from Succession First, you’ll discover how much more you need to save to secure a financially stable and comfortable retirement.
Employer Contributions to KiwiSaver: If you're employed, your employer is required to contribute at least 3% of your pre-tax income to your KiwiSaver account. This helps ensure that a portion of your earnings is consistently saved for the future.
Government Contributions to KiwiSaver: You could also receive contributions from the New Zealand government. If eligible, the government will contribute 50 cents for every dollar you contribute, up to a maximum of $521.43 per year, between the ages of 18 and 65.
KiwiSaver for Buying Your First Home: KiwiSaver can also be used to help you buy your first home. Depending on your eligibility, you may be able to withdraw funds from your KiwiSaver account to contribute toward your first property purchase.
KiwiSaver for Retirement Income: You can start withdrawing your KiwiSaver savings when you reach age 65. However, it’s important to understand that relying solely on KiwiSaver and NZ Super might not provide enough to live comfortably during retirement. Many New Zealanders require more than just these two sources of income to maintain their desired lifestyle in retirement.
By consulting with a financial adviser from Succession First, you’ll discover how much more you need to save to secure a financially stable and comfortable retirement.
Providers we work with:
Take Control of Your Financial Future Today!
Don’t wait until it’s too late to plan for a stress-free retirement. Our team at Succession First is here to help you navigate the world of KiwiSaver and ensure you make the best choices for your financial situation.
Contact us today to schedule a consultation and start building your secure future!
Looking for a KiwiSaver Review?
Fill out this worksheet to receive a personalized KiwiSaver Scheme plan tailored to your financial goals.