KiwiSaver
Succession First acknowledges the confidence bestowed upon us by a considerable number of New Zealanders. By entrusting us with the management of your KiwiSaver savings, we are able to gain efficiencies leading to improving your long-term financial security.
We provide free KiwiSaver investment advice to empower our nation to become financially secure as they plan their retirement.
Although not a KiwiSaver scheme provider, we are a Financial Advisory firm that helps our clients select the appropriate KiwiSaver scheme provider and fund that suits their requirements and financial situation.
Although not a KiwiSaver scheme provider, we are a Financial Advisory firm that helps our clients select the appropriate KiwiSaver scheme provider and fund that suits their requirements and financial situation.
Benefits of having a KiwiSaver
Employee Contributions:
As an employed individual, you have the option to allocate 3%, 4%, 6%, 8%, or 10% of your salary towards your KiwiSaver. This deduction will be handled by your employer.
In case you do not establish a contribution rate, a standard rate of 3% will be applied. Should you be self-employed, a contractor, or not currently in employment you can still contribute into your KiwiSaver.
You get contributions from your employer:
When employed, your employer is required to add at least 3% of your pre-tax income to your KiwiSaver account. This routine practice guarantees some of your earnings are saved for future use.
Government Contributions:
You are also eligible to receive annual contributions from the Government:If you meet the requirements, the Government will contribute 50 cents for every $1 you contribute, up to a maximum of $521.43 every year, between the ages of 18 and 65.
KiwiSaver can help you buy your first home:
You may be able to withdraw money from your KiwiSaver account to put towards your first home. You may also be eligible for a First Home grant to help you buy or build your first home.
Retirement Income
When you reach age 65.
You can usually begin withdrawing your savings when you turn 65.
It is a common misconception that contributing to KiwiSaver alone will suffice for your retirement savings. In many instances you will need more than NZ Super and your KiwiSaver to live comfortably in your retirement years.
With the help of an investment financial adviser, you will realise that you need to save a lot more than you currently are to ensure a comfortable and financially secure future. So, take control of your finances today and plan for a stress-free retirement contact us today.
Looking for a KiwiSaver Review
The information you provide in this worksheet will enable Succession First to prepare a KiwiSaver Scheme plan for you.
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Providers we work with
